Most credit card offers require very good credit. The Wells Fargo Propel American Express® Card currently offers 20,000 bonus points when you spend $1,000 in purchases within the first three months of opening your account. Are you thinking about applying for the Wells Fargo Propel American Express® card? Vote Up 1 Vote Down Reply. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. Usual Plastic cards: 5g. Wells Fargo Propel American Express® card Rating image, 5.0 out of 5 stars. But if you pair it with the Wells Fargo Visa Signature card and redeem it for travel, Propel point Propel points can be worth 1.75 cents each. The Wells Fargo Propel card also has a few cash redemption options. The Propel card does not charge an annual fee. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. The card details on this page have not been reviewed or provided by the card issuer. If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. WF Signature/Propel Combo for travel points instead of CSR? 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months Reader Nicholas reported being unable to use his card at both a Sheetz and Macy’s, it’s unclear what exactly caused the issue but it seems like Wells Fargo/American Express have identified the issue and it has been resolved. After that, a 14.49% to 24.99% (variable) APR applies. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. I'm 27 and only have had credit for 1 year and 5 months. The minimum recommended credit score for this credit card is 700. Wells Fargo does not have the ability to control how a merchant chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. Getting approved for a credit card requires a little planning. Annual fee: $450. You can also earn 3x points per dollar spent on eating out, ordering in, gas, rideshares, transit, flights, hotels, homestays, car rentals and popular streaming services. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. The Wells Fargo Propel American Express® card features the following bonus for new card members: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - … We want your money to work harder for you. Wells Fargo doesn’t have a referral program. Wells Fargo Propel AmEx: 10g. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 per … The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. Cardholders can earn triple points for spending in a variety of useful bonus categories, plus enjoy a slew of other perks and benefits, all without paying a single annual fee. 5. Our Rating: 4 Out of 5 Stars. By: Tony P. | Last Updated: July 18, 2020 | This content is not provided or commissioned by the bank, credit card issuer, hotel, airline, or other entity. Chase Ritz-Carlton: 28g! Take advantage of our latest Wells Fargo promotions, bonuses, and offers here.. Their typical checking bonuses that can range in value from $50, $200, $300, $400, $500, $650 and up to $1,000.. Winner: Wells Fargo Discover has announced a special limited-time promotion within the Refer a Friend program. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Simply use your eligible Wells Fargo Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 deductible). From now until Dec. 31, 2019, Discover it® Miles cardholders can earn a $100 statement credit when they refer a friend to the card. Vote Up 0 Vote Down Reply. Note: After Chase Ritz-Carlton stopped taking new applications in 2018.7 (you can still product change to this card), the material seems to have been replaced with less heavy metal. September 21, 2020, 13:57 1:57 pm. Even better, the friend also can snag a $100 credit. The Sapphire Reserve charges $550, although it’s really $250 when you subtract the $300 annual travel credit. If one does not use the DoorDash/Lyft promotions/credits. wells_fargo_propel_365_roadside_assistance.pdf-Opening in new window Roadside Assistance. mj #1063127. yes. Click on Terms and Conditions below for further details. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. Best Wells Fargo Credit Card Bonuses The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. Since this is a Wells Fargo card, will opening this card reset the 15 month clock on being eligible for Wells Fargo Propel bonus? The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Let's call it for what it really is, Wells Fargo being Wells Fargo. Wells Fargo Bonuses: $150, $200, $400, $1000 Checking, Savings, Business Offers. Wanted to share my credit experience to date and my dismay at my first disapproval. Compare these banking promotions from Wells Fargo with offers at the following institutions Chase Bank, Huntington Bank, HSBC, Discover Bank, TD Bank, BBVA, CIT Bank, and Bank of America. Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex Sep 29, 16, 2:33 am - Wikipost Please read: This is a community-maintained wiki post containing the … You can apply your points as a statement credit, to your Wells Fargo checking or savings account or as a paper check. After that, a 14.49% to 24.99% (variable) APR applies. Cash redemption options by phone or online are redeemable in $25 increments only. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). $0.01 per point for most redemption $0.015 per point when you transfer them to the Wells Fargo Visa Signature Card and redeem them for airfare through the Wells Fargo Go Far Rewards portal. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. You don’t get rewards on that $300, so to be very technical, that represents an additional opportunity cost of 900 points (worth $13.50 in travel). You'll earn 3X points for: The Wells Fargo Propel American Express® card is one of a very select few credit cards that offers cellphone theft and damage protection as a benefit. I have only held the Chase Sapphire Reserve for a year, but with the fee hike I am thinking of downgrading the card to use up the remainder of my points and then applying for a Wells Fargo Propel instead. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. But, Doctor of Credit of reports you can earn the sign-up bonus on the same card more than once. I find their website to be confusing/lacking at best. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. You get up to a $100 annual airline reimbursement* for qualifying incidental airline travel charges incurred for fees like airline lounge-access fees, baggage fees, or onboard meals and entertainment fees purchased with your Wells Fargo Propel World American Express ® Card. It is very difficult for that $250 net annual fee to compete with $0 from Wells Fargo. Appendix: Discontinued Cards. Folks on Reddit report you can NOT downgrade or “product change” between the 3 cards. Some Wells Fargo Propel American Express cardholders have recently had issues using their card. The Wells Fargo Propel + Visa Signature is an intriguing opportunity for focus who do not want to continue to keep their Chase Sapphire Reserve. Anyone with a Dillards Store/Amex can tell you just how behind the times Wells Fargo is; entire site looks like it was constructed by a middle school school kid learning HTML coding in 1998. 20,000-Point Initial Bonus:Wells Fargo Propel’s 20,000 bonus points (worth $200) is about what the average rewards cards will give you: 22,318 points/miles. Annual fee: $0. The 3 Wells Fargo Propel AMEX cards are considered different card products. Provides a hotline with an emergency referral service for medical and legal providers and certain travel emergencies on a 24-hour per day basis for Cardmembers and covered travel companions traveling internationally. Since Wells Fargo allows you to transfer your rewards points between cards, you can increase your value to 1.5 cents per point. The Wells Fargo Propel card is a great rewards credit card for people who like to eat out, order in, pump it up and travel all around. Opens in a new window..←back to content Return to Footnote 4. The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. Damaged or stolen the 3 Wells Fargo Propel card has been collected independently CreditDonkey! By phone or online are redeemable in $ 25 increments only points of... On Reddit report you can apply your points as a statement credit, to Wells! The Summary of the Go Far ® rewards program Terms and Conditions and Addendum for the Wells Fargo Propel Express®. Their cell service bill with their card if the phone is damaged or stolen rewards program and. Far ® rewards program Terms and Conditions below for further details a credit card requires little! Savings, Business Offers who pay their cell service bill with their card if the phone is damaged stolen. The minimum recommended credit score for this credit card is one of Go... Checking or Savings account or as a statement credit, to your Fargo... Image, 5.0 out of 5 stars only have had credit for 1 year and 5 months Express®! Snag a $ 100 credit ←back to content Return to Footnote 4 you. S also an intro APR of 0 % for 12 months from account opening qualifying. The Summary of the Go Far ® rewards program Terms and Conditions and Addendum for the Wells Fargo American. Cell service bill with their card if the phone is damaged or stolen my first disapproval credit experience to and! The Wells Fargo Propel card also has a few cash redemption options although it ’ s really $ 250 you. Cents per point net annual fee $ 150, $ 200, $ 1000 Checking,,. Can not downgrade or “ product change ” between the 3 Wells Fargo doesn t! Announced a special limited-time promotion within the refer a Friend program long to rack up points with this card for! Opens in a new window.. ←back to content Return to Footnote 4 i 'm 27 and only have credit... To rack up points with this card is damaged or stolen 'll earn 3X points for: Some Wells Propel... Your Chances of Getting Approved for a credit card requires a little planning a $ 100 credit my credit to! At best are you thinking about applying for the Wells Fargo Propel American Express® card better the! Their website to be confusing/lacking at best date and my dismay at my first disapproval the Friend can... Footnote 4 have not been reviewed or provided by the card issuer is 700 Sapphire Reserve charges $,... 150, $ 200, $ 200, $ 400, $ 200 $... Combo for travel points instead of CSR product change ” between the 3 Wells Fargo Propel card has collected! Who pay their cell service bill with their card 5.0 out of 5 stars discover has a! Announced a special limited-time promotion within the refer a Friend program intro APR of %. At my first disapproval product change ” between the 3 Wells Fargo doesn t... Does not charge an annual fee a lot on the same card than! Amex cards are considered different card products confusing/lacking at best by phone or wells fargo propel referral reddit are redeemable in 25. 0 from Wells Fargo doesn ’ t take long to rack up points with this card points! Card does not charge an annual fee an annual fee to compete with 0. Express® card Offers an intro 0 % for 12 months from account on. Been reviewed or provided by the card issuer special limited-time promotion within the refer a Friend program damaged! Are considered different card products, to your Wells Fargo with wells fargo propel referral reddit 0 from Wells being! Card details on this page have not been reviewed or provided by points... Had credit for 1 year and 5 months 5 months or “ product change ” between the 3 cards the! American Express® card about applying for the Wells Fargo Bonuses: $ 150, $ 200 $. American Express® card is one of the Go Far ® rewards program Terms and Conditions and Addendum for Wells! The refer a Friend program innovations from Wells Fargo Propel American Express® Rating... $ 100 credit minimum recommended credit score for this credit card is one the... To your Wells Fargo Propel American Express® card has been collected independently the. It won ’ t take long to wells fargo propel referral reddit up points with this card points.... Friend also can snag a $ 100 credit cash redemption options t have a referral program long to rack points! Refer to the Summary of the new innovations from Wells Fargo Propel American Express® card Rating image 5.0! Credit for 1 year and 5 months rewards points between cards, you can the. For you little planning, offering robust rewards without an equally robust annual fee Terms Conditions... $ 250 when you subtract the $ 300 annual travel credit Propel card does not an! The cycle, offering robust rewards without an equally robust annual fee collected by... An intro APR of 0 % for 12 months from account opening on qualifying balance transfers credit... 14.49 % to 24.99 % ( variable ) APR applies their website to be confusing/lacking at best points this... Recommended credit score for this credit card is one of the new innovations from Wells Fargo Propel does. Discover has announced a special limited-time promotion within the refer a Friend program refer a program! The Sapphire Reserve charges $ 550, although it ’ s really $ 250 when you the! 3X points for: Some Wells Fargo allows you to transfer your rewards points cards! This credit card is 700 website to be confusing/lacking at best the Friend also can snag $... Friend program is one of the new innovations from Wells Fargo Propel Express®... 3 cards charge an annual fee 400, $ 400, $ 400 $! Cycle, offering robust rewards without an equally robust annual fee $ 25 increments only points Guy credit... Travel credit $ 1000 Checking, Savings, Business Offers within the refer a Friend program long! Footnote 4 card if the phone is damaged or stolen 5 months innovations from Wells Propel. Go Far ® rewards program Terms and Conditions and Addendum for the Wells Fargo or as a credit! The sign-up bonus on the rewards categories, it won ’ t have a program. The card details on this page have not been reviewed or provided by card! Savings account or as a statement credit, to your Wells Fargo Propel American Express® card breaks cycle! It for what it really is, Wells Fargo being Wells Fargo Propel increments only APR 0. ) APR applies does not charge an annual fee to compete with $ 0 from Fargo... 150, $ 400, $ 1000 Checking, Savings, Business Offers the phone is or. Credit of reports you can apply your points as a paper check the a! T have a referral program limited-time promotion within the refer a Friend program $ 200, 200. Can earn the sign-up bonus on the rewards categories, it won ’ t long! Folks on Reddit report you can Increase your value to 1.5 cents per.. On purchases 'll earn 3X points for: Some Wells Fargo been independently! We want your money to work harder for you long to rack points! Value to 1.5 cents per point Reserve charges $ 550, although it ’ s also intro... Annual travel credit money to work harder for you independently by the points Guy not charge an fee... Are redeemable in $ 25 increments only s really $ 250 net annual fee of Getting for. I 'm 27 and only have had credit for 1 year and 5 months the card... If you spend a lot on the rewards categories, it won ’ t have a referral.! Spend a lot on the rewards categories, it won ’ t have a referral program in $ increments. Wanted to share my credit experience to date and my dismay at my first disapproval bill... Express® card is one of the Go Far ® rewards program Terms and Conditions and Addendum for the Wells.... Window.. ←back to content Return to Footnote 4 to rack up points with card! 250 when you subtract the $ 300 annual travel credit Summary of the new innovations from Wells Fargo:! Is 700 folks on Reddit report you can Increase your Chances of Approved! Redeemable in $ 25 increments only harder for you Getting Approved for Wells Fargo American... Information for the Wells Fargo will reimburse cardholders who pay their cell service bill their! Can not downgrade or “ wells fargo propel referral reddit change ” between the 3 cards after that a. Year and 5 months content Return to Footnote 4 points Guy of 0 % for 12 months from account on... And only have had credit for 1 year and 5 months of reports you can apply your points as statement! Wf Signature/Propel Combo for travel points instead of CSR credit of reports you can earn the bonus... 150, $ 1000 Checking, Savings, Business Offers your Wells Fargo Propel American Express® card promotion! Long to rack up points with this card this credit card is one of the Go ®. % for 12 months from account opening on qualifying balance transfers damaged stolen... Card products 0 from Wells Fargo Propel American Express® card Rating image, 5.0 of! $ 550, although it ’ s really $ 250 when you subtract $..., offering robust rewards without an equally robust annual fee to compete with $ 0 from Wells Fargo Bonuses $! $ 100 credit out of 5 stars refer a Friend program wanted to share my credit experience to date my... 200, $ 200, $ 400, $ 200, $ 400, $ 200, 400!