All Rights Reserved. Chase Sapphire Reserve® – 3x Chase Ultimate Rewards points on travel; Blue Cash Preferred® Card from American Express – 3% cash back on transit; Wells Fargo Propel American Express® card – 3x Wells Fargo Propel points on transit; The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. Wells Fargo Propel American Express® card, How to use your card’s Global Entry or TSA Precheck credit. However, all credit card information is presented without warranty. Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Wells Fargo Propel has a $0 annual fee. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Your points are only worth 1 cent each when booking other types of award travel like hotels or rental cars on the Wells Fargo Travel Center. TSA Precheck would save me some time on business trips. The Propel card’s most notable extra feature is cellphone insurance (up to $600 per claim and $1,200 per 12-month period, with a $25 deductible). It has not been provided or commissioned by the credit card issuers. is the industry analyst at CreditCards.com. Two of the best travel credit card families are the Wells Fargo Propel American Express® card and the Chase Sapphire Reserve and Preferred cards. US Bank Altitude Go: 12g. Though, the Reserve’s annual fee is justified – if you use the benefits. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. They are also some of the best travel credit cards available. He also writes the weekly “Wealth and Wants” column for CreditCards.com, which primarily covers cash back credit cards. Each point is worth 1 cent each when redeemed for cash or gift cards. None of these three cards charge a foreign transaction fee. Hilton Honors American Express credit cards offer up to 150,000 rewards points for introductory bonus. Instead of earning a fixed amount of points, you can earn 5x on your first $12,500 spent at gas stations, grocery stores and drug stores during your first six months of card membership. By providing my email address, I agree to CreditCards.com’s It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. For the other two cards, you should apply once your credit score is above 740. Hoping to build some points to get some cash back or gift cards. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. Wells Fargo Propel AMEX vs Chase Sapphire Reserve Calculator See how the 3x earnings of the Chase Sapphire Reserve compares to that of the Propel AMEX side-by-side. Learn more: Chase Sapphire Preferred® Card. If you pay your monthly cell phone bill with your Propel Card, you get $600 in per-claim cell phone protection. Additional benefits are the Wells Fargo Propel’s weakness. The 3x bonus on travel purchases is very generous and similar to the Chase Sapphire Reserve. I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. Pepsi and Coke. Am I better off with the no-annual-fee Propel card or the much more ballyhooed Chase Sapphire Reserve card? otherwise endorsed by any of these entities. Ted regularly shares his advice via major media outlets such as Good Morning America, the Wall Street Journal, CNBC and Fox Business. In fact, Wells Fargo may be a better choice for many customers. We’re used to seeing limited-time introductory bonuses on other travel rewards cards, like the Chase Sapphire Preferred® Card. The card will earn 3x points per dollar spent on dining, transit and travel, and streaming services, and 1x point on everything else. Get essential reads every week with our newsletter. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Card Advice. The following Chase Sapphire Reserve benefits will be most valuable if you are a frequent flyer: Note that the Chase Sapphire Preferred is also one of the best credit cards for travel miles, thanks to all of the flight perks cardholders can enjoy. For the Chase Sapphire Reserve, you will need to have excellent credit. Today we’re going to talk about one of those products, the Wells Fargo Propel American Express card. The Propel is also the only Wells Fargo metal credit card. The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service. I'm looking at these cards strictly as travel rewards cards and compared them. It usually takes 12 hours door-to-door and adding any time to that – even in a luxurious airport lounge – is a tough sell in my household. I see the potential value, but I also hope to avoid flight delays, cancellations, lost luggage, rental car accidents and other maladies. $0 annual fee introductory APR on purchases 0% for 12 months from account opening and 0% for 12 months from account opening on qualifying balance transfers (14.49% to 24.99% (Variable) thereafter) Earn 3X points on eating out, ordering in and popular streaming services, 3X … It’s also not practical, because the airports we use the most are JFK (New York City) and SFO (San Francisco). Close. Each point can be worth more than 1.25 cents each if you transfer them to an airline or hotel transfer partner like United Airlines, Southwest Airlines, British Airways, or World of Hyatt. Cardholders also earn 3X points on travel immediately after earning their $300 travel credit. One of your best options can be Singapore Airlines. Annual fee: $89. You can your KrisFlyer miles for a Singapore Suites cabin for one of the best first-class award experiences. Both Wells Fargo cards surprisingly carry no annual fee, which is a ton of value for not being asked to pay anything upfront. I might be able to use airport lounges on business trips, although much of the same applies. The Sapphire Reserve grants 50,000 bonus points (worth at least $750 in travel) after spending $4,000 in the first three months. For example, 60,000 points are worth $750 toward travel. But I have a Wells Fargo Propel that has done well for me. You can also transfer your points at a 1:1 ratio to over 12 airline and hotel loyalty programs where they can be worth more than 1.5 cents each. Each point is worth 1 cent when redeemed for cash rewards or gift cards. 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